How to Start a Face Painting Business: Step-by-Step Guide

What to Expect From This Guide to Starting a Face Painting Business

This guide walks you through the key decisions and practical steps involved in starting a face painting business. The bullets below highlight selected areas rather than everything included.

Inside the guide, you will find:

• Startup steps: Move from choosing a business model and checking demand through pricing, funding, registration, insurance, and pre-opening tasks.
• Business fit: Weigh your motivation, schedule, and household support, along with warning signs that may lead you to pause or change course.
• Daily reality: See what a typical day involves, including the parts owners often enjoy and the parts they find hard.
• Financial planning: Work through cost categories, pricing methods, break-even logic, operating capital, and funding without relying on one-size-fits-all numbers.
• Local requirements: Learn which state, local, and event-vendor rules to verify, since many depend on where and how you work.
• Industry interviews: Read interviews and profiles with face painters about how they started and what the business involves.
• Common questions: Find answers on part-time work, training, paint labels, skin conditions, and children’s privacy that the main steps leave open.

Read on to see what a face painting business involves and whether its weekend, event-based pace suits you.

The Basics of a Face Painting Business

A face painting business is a service that paints designs on faces, one guest at a time.

Most owners travel to events and parties. Some also see clients in a studio.

Most face painting jobs happen on weekends and around school calendars.

Business Overview

Your first big choice is simple. Will you stay mobile, or will you run a small studio where clients come to you?

This decision changes your gear, your setup time, and what you must confirm with local offices before you accept bookings.

In this line of work, your service list can be narrow or wide.

Some owners stick to face painting only. Others add options like simple body art or glitter tattoos.

More options can help sales, but they can also add supplies and risk points.

Before you commit, read Points to Consider Before Starting Your Business. It helps you look at the whole ownership picture, not just the fun parts.

Is a Face Painting Business a Good Fit for You?

A face painting business fits best when you can stay calm, friendly, and steady while you are tired and rushed.

Face painting can look easy from the outside. It is not hard to picture smiling kids and quick cash.

You will work around other people’s schedules, which often means evenings, weekends, and short-notice requests.

You also need to enjoy talking to parents, event staff, and kids who are excited and impatient.

Passion helps when the job feels messy or stressful. For a quick reminder of why passion matters, read How Passion Affects Your Business.

Ask yourself this, and answer with real honesty: “Are you moving toward something or running away from something?”

If you are starting mainly to escape a job or to look successful, pause.

Those reasons can be part of the picture. They cannot be the full foundation.

Talk only with owners you will not compete against, such as owners in a different city, region, or service area.

Prepare your questions in advance, since every owner’s journey is different. For ideas, use Inside Advice From Real Business Owners.

Here are a few fit questions to ask before you spend:

• Do you enjoy working fast while staying friendly and steady?
• Are you okay with income that can change by season?
• Can you handle travel, setup, and cleanup without getting irritated?
• Do you like repeating the same designs many times in a row?
• Will your household support weekend work and last-minute schedule shifts?
• Can you cover your personal living expenses while your bookings build?

Red Flags Before You Start

Several warning signs should make you pause, change your model, or reconsider face painting before you spend on supplies.

• You cannot work weekends. Most parties, fairs, and festivals fall on weekends, so pause and decide how you will cover them.
• Your local search shows crowded competition and few buyers paying prices that cover your costs. Verify more, then change your service area or model.
• You have no plan for slow stretches. Some months bring fewer bookings, so build operating capital into your plan before you commit.
• You cannot find insurance that covers every service you plan to offer. Venue managers may ask for proof of coverage, so narrow your service list.
• You plan to use paints you cannot confirm are made for cosmetic use, especially near the eyes. Stop and change suppliers first.
• You have not confirmed local rules for public events or a home-based setup. Verify with your city and county offices before you spend.

A Day in the Life of Running a Face Painting Business

A typical face painting day is built around events: you pack your kit, travel, set up a station, paint, and clean up.

Many gigs last a few hours. Between guests, owners often clean brushes and hands, and some decline to paint over cuts or a runny nose.

Admin work fills the gaps between events: replying to booking requests, confirming details, and keeping records.

Weekends are busiest, since most parties, fairs, and festivals fall on weekends.

Summer and holidays can bring packed schedules, while winter months can be slower.

On a busy day, you may stack several events, which means packing, driving, and setting up again.

What owners often enjoy:

• Seeing guests react to their finished designs
• Doing art in a social setting, with kids and families around you
• Welcoming repeat clients and joining community events
• Setting a schedule that can fit family time

What owners often find hard:

• Managing long lines, restless kids, and occasionally tense parents
• Keeping work from blurring into home life, since you set your own schedule
• Living with uneven bookings and slower stretches in some months

Does this mix of weekend travel, close contact with kids, and admin between events fit the way you want to live?

Step 1: Choose Your Face Painting Business Model

Choose the model that matches your life, then build everything else around it.

Most owners begin solo and stay that way for a while.

A helper may come later, when events grow or setup becomes too much for one person.

Your model affects permits, equipment, and how you quote jobs.

Common face painting models include:

• Mobile service: You travel to homes, venues, and public events.
• Home-based setup: You store supplies at home and travel for bookings.
• Studio by appointment: Clients come to you in a rented or dedicated space.
• Event booth focus: You paint at fairs, festivals, and community events.

Step 2: Define Your Service List and Limits

Write down what you will offer on day one, and keep the list tight.

A clear service list reduces confusion when a parent calls you in a rush.

Limits protect your time, your supplies, and your event flow.

Decide where you stand on each of these:

• Face painting only, or face plus simple body designs
• Optional add-ons like glitter tattoos
• Age limits you are comfortable with
• Indoor-only, outdoor-only, or both
• Travel radius and travel rules

Step 3: Know Who Buys Face Painting and Why

Customers usually book face painting to make an event feel special.

Buyers want a smooth experience and someone who arrives on time with a clear plan.

Knowing the main buyer types helps you build offers that fit their needs.

Common buyer types include:

• Parents planning birthday parties
• Schools and parent groups planning events
• Organizers of fairs and festivals who hire vendors or entertainers
• Community groups running seasonal events
• Company event planners hosting family days

Step 4: Validate Demand Before You Build a Big Kit

Check local demand and competition before you buy a large kit, because supplies are easy to overbuy.

Face painting gear looks affordable at first, but costs add up fast when you chase every color and idea.

Keep notes on what people book, when they book, and what your local market seems to expect.

For a closer look at how demand shapes a startup, read local supply and demand.

Start with these checks:

• Search local listings for “face painter” and review the top results
• Look at event vendor pages for fairs and festivals
• Note common booking lengths and common add-ons
• Compare what similar local painters charge
• Watch for “minimum booking” patterns
• Track busy seasons in your area

Step 5: Build Your Safety and Hygiene Plan for Face Painting

Plan a hygiene workflow you can repeat under pressure, especially for mobile work.

Safety is part of what you offer. Parents notice clean hands and clean tools.

Event organizers also notice how you manage lines and sanitation.

At mobile events you may not have soap and water, so plan how you will clean your hands.

The Centers for Disease Control and Prevention covers sanitizer use and alcohol content in its Hand Sanitizer Guidelines.

A basic hygiene setup includes:

• Hand sanitizer that meets common public health guidance
• Wipes for surfaces and hands
• Paper towels and a trash bag
• Two containers: one for clean tools, one for used tools
• A simple plan for cleaning brushes between sessions

Step 6: Select Products Intended for Skin Use

Use only products made for skin, because you will apply them near eyes and on children.

In the United States, cosmetics do not need Food and Drug Administration approval before sale. Color additives are the exception.

The Food and Drug Administration’s overview covers the rule: FDA Cosmetics Market Basics.

Color additive rules become a serious risk point for work near the eye area.

The Food and Drug Administration explains color additives and cosmetics in this fact sheet: Color Additives Fact Sheet.

Some labels say not for use near the eyes, and the Food and Drug Administration advises believing that warning.

The agency also advises checking ingredient lists against its Summary of Color Additives: FDA Novelty Makeup Guidance.

Step 7: Build Your Face Painting Kit and Event Setup Gear

Think in kits, not random items: a kit is a set you can pack and unpack without forgetting key pieces.

Packing by kit keeps your setup consistent, even when the event is loud and rushed.

Keep your first kit focused, and expand after you learn what customers request most.

Core Painting Kit

• Face paints suitable for cosmetic use, in a starter color range
• Brushes in a few sizes for lines and fills
• Sponges or applicators for base layers
• Water and spray bottles for blending and cleaning
• Mirror for quick reveals and checks

Hygiene and Cleanup Kit

• Hand sanitizer and wipes
• Paper towels and disposable covers as needed
• Trash bags and a way to contain used items
• Brush cleaning supplies
• A small first-aid kit for basic needs

Station Setup Gear

• Folding table and a comfortable chair or stool
• Simple lighting for indoor or evening work
• Signage that states your name and key rules
• Portable storage for fast access to tools
• A timer or phone clock for pacing

Outdoor Event Add-Ons

• Canopy or shade option when allowed
• Weights or anchors for wind
• Weather covers for supplies
• Extension cord if power is offered
• Folding cart or tote for transport

Admin and Payment Tools

• Phone or tablet for booking details
• Card acceptance device if you plan to take cards
• Clipboard or folder for forms
• Printed price sheet or package sheet
• Receipts or confirmation messages you can send fast

Step 8: Plan Startup Costs With the Real Drivers

A few big decisions shape your startup costs: your service model, your kit size, your insurance choices, and your local permits.

Start with categories, then add notes on what makes each category grow or shrink.

• Business formation and registration costs
• Local permits and licenses, if required
• Kit and consumables based on your service list
• Event setup gear based on indoor versus outdoor focus
• Insurance, if you choose coverage or a venue requires it
• Brand setup like a domain, photos, and basic marketing

Your most accurate estimate comes from listing every item you need and pricing it locally.

Separate one-time costs, such as your kit and permits, from repeating costs.

Step 9: Choose Pricing Methods You Can Repeat

Choose a pricing method a parent can understand in one short explanation.

An event organizer should also know what is included and what is not.

A booth-style event often needs a different structure than a private party.

Common pricing methods include:

• Hourly bookings with a minimum time
• Package pricing with clear limits
• Per-face pricing for high-volume events
• Add-on pricing for upgrades like glitter tattoos

Before you lock prices, test your timing by tracking how many faces you can paint in an hour at your chosen quality level.

Also confirm your payment costs, since card processing usually takes a percentage of each transaction.

For more on setting prices, read Pricing Your Products and Services.

Step 10: Test Profit Potential and Break-Even Logic

You reach break-even when income from bookings equals your total costs.

The Small Business Administration gives this formula: fixed costs divided by the result of price minus variable cost per unit.

For face painting, a unit might be one booked hour or one painted face, depending on your pricing method.

List these inputs before you calculate:

• Fixed costs you pay no matter how many events you book, such as insurance if you carry it
• Variable costs that rise with each booking, such as paint, wipes, travel, and card processing fees
• Your price per booked hour, package, or painted face
• How many bookings you can realistically fit in a month

Because most events fall on weekends, count how many paid hours your calendar can realistically hold.

Test slow months too, since winter and other quiet stretches can leave gaps in your bookings.

The Small Business Administration also suggests adding a small cushion to your break-even costs for expenses you cannot predict.

If your break-even math only works with every weekend booked, pause and change your pricing, costs, or model.

For a wider look at this topic, read Estimating the Profitability and Revenue for a New Business.

Step 11: Plan Your Operating Capital

Operating capital is the money that keeps your business running while bookings are still building.

Plan operating capital separately from your kit and permit costs, which are one-time startup costs.

The Small Business Administration advises separating one-time costs from monthly costs to see how much capital you need and when.

List the repeating costs your operating capital must cover:

• Restocking paints, wipes, and other supplies
• Insurance payments, if you carry coverage
• Travel to events
• Card processing fees
• Your personal living expenses while bookings build

Slow months and empty weekends still bring these costs, so set aside enough to cover them.

The Small Business Administration advises counting at least one year of monthly expenses, so size this cushion before you spend on extras.

For a worksheet, see the Small Business Administration’s startup cost guidance.

Step 12: Pick a Funding Path That Matches the Scale

This business is often started small, and many owners fund it with savings.

Some use a credit card for initial purchases, while others prefer a small loan or a line of credit.

Common funding paths include:

• Personal savings
• Credit card funding with a payoff plan
• Small business loan or line of credit
• Microloan options where available

Do not chase fancy gear first. Chase a setup that can handle your first bookings without breaking down.

Self-funding keeps control with you, but the risk is also yours.

Before you apply for any loan or investment, ask each lender or investor which documents they require.

Draft your plan as you finish the earlier steps. The Business Plan section below pulls your costs, pricing, and funding together.

The Small Business Administration says a plan, an expense sheet, and financial projections can improve your chances of securing a loan: Fund Your Business.

For more on borrowing, read How to Get a Business Loan.

Step 13: Register the Business With Your State

If you form a limited liability company or a corporation, you register it with your state’s business filing office.

This office is often the Secretary of State, and the exact steps differ by state.

The Small Business Administration has a starting point for registration steps: Register Your Business.

USA.gov lists official state government entry points: State Government Directory.

Make these decisions carefully, because a rushed filing can create cleanup work later.

• Choose a structure that fits your risk and paperwork comfort
• Confirm name availability in your state
• Decide if you will use an assumed name or DBA
• Keep your ownership records organized from day one

Confirm your final structure choice with an attorney and a tax professional.

Step 14: Set Up State Tax Accounts When They Apply

Whether you need state tax accounts depends on what you sell and how you run the business.

Some states tax certain services, while others focus on tangible goods.

If you sell products, you may trigger sales and use tax duties.

Call your state revenue or taxation agency and ask direct questions tied to what you will actually do.

Questions to ask your state tax agency:

• Will my service be taxed in this state?
• If I sell products, do I need a sales tax permit?
• Do I need to file returns even during slow months?
• If I hire, what employer accounts must I set up?

You may need an Employer Identification Number for banking, hiring, or certain tax filings.

If you need one, the Internal Revenue Service explains the process and offers a direct application path: Get An EIN.

Step 15: Open Banking Before You Accept Payments

Open a business bank account before you accept payments, so every booking has a clean path to payment.

A separate account also helps with taxes and recordkeeping later.

The Small Business Administration provides guidance on what banks commonly require. Use its page as a checklist: Open A Business Bank Account.

Common items to gather before you visit a bank or set up a payment account:

• Your legal business name and contact details
• Your Employer Identification Number or Social Security number, as applicable
• Formation documents if you formed an entity
• A basic invoice or receipt format
• A policy for deposits and cancellations

Step 16: Confirm Local Licenses and Zoning for a Face Painting Business

Confirm local licenses and zoning before you accept bookings, since rules vary by U.S. jurisdiction and by where you work.

Mobile face painting often has different local requirements than a studio.

Public events can also trigger special vendor rules.

The Small Business Administration has a general overview on licenses and permits: Apply For Licenses And Permits.

For more detail, read Business Licenses and Permits.

Use the exact search phrases below on your local government portals.

Items to verify with your city and county offices:

• Business license: search “business license application”
• Home occupation: search “home occupation permit”
• Studio space: ask about a certificate of occupancy
• Public events: search “vendor permit” or “special event vendor”
• Signage: search “sign permit” if you will install signs

Step 17: Plan Insurance and Risk Controls for Your Face Painting Business

Insurance can be legally required in some cases, and venue managers may also require it even when no law does.

Separate what the law requires from what is commonly requested.

Coverage That May Be Legally Required

Employee-related coverage is the most common legal trigger, and requirements depend on your state.

The Small Business Administration covers what to review when you hire: Hire And Manage Employees.

Commonly Requested or Recommended Coverage

Many owners look at general liability coverage. Many venue managers ask to be listed as an additional insured for the event date.

Ask an insurance agent to explain options based on your event types.

• Ask venue managers what insurance proof they require
• Ask about coverage for events with children
• Ask how add-ons like glitter tattoos affect coverage
• Ask about proof documents and turnaround time

For an overview, read Business Insurance.

Step 18: Set Up Suppliers and Reorder Basics

Choose suppliers that can support repeat ordering, then learn their shipping patterns before you promise a themed event.

Your supplier choices shape your consistency, since a paint shade that goes out of stock can change your designs and timing.

Common supplier types include:

• Specialty face paint and costume makeup suppliers
• Theatrical makeup suppliers
• General craft and party supply retailers
• Online sellers with clear return policies

When you compare suppliers, keep your criteria simple:

• Clear labeling that supports cosmetic use
• Reliable stock on core colors
• Shipping speed that fits your booking cycle
• Fair return and damage policies
• Support for bulk or repeat orders when needed

Step 19: Build Your Brand Basics and Digital Footprint

You do not need a perfect brand to start, but you do need a clear name, clean photos, and an easy way to book.

Keep your claims simple and true when you write site copy.

The Federal Trade Commission’s advertising and marketing guidance is a useful reference: Advertising And Marketing Basics.

Build a basic set of assets you can reuse everywhere:

• Business name that you can use across platforms
• Domain name and matching social handles
• Short description of your service list and service area
• Portfolio photos with permission when children are involved
• A simple contact form or booking request form

Step 20: Plan How Customers Will Find You

Plan where your first customers will look for you, and pick a small set of channels.

For face painting, buyers often look through local search and event networks.

Keep your channels updated, and make it easy to contact you.

Common places to be visible:

• Local search listings and reviews
• Event vendor pages for fairs and festivals
• School and community event contacts
• Social pages with clear booking details
• Referrals from party-related vendors

Step 21: Create a Booking Workflow You Can Follow Every Time

Use a short, repeatable booking workflow, because most problems in the first months come from vague details.

A tight workflow also makes it easier to quote jobs and avoid surprises.

A skipped step can turn into a stressful event day.

A simple booking workflow looks like this:

1. Get event basics: date, address, age range, and guest count
2. Confirm your pricing method and any minimums
3. Send a written confirmation with key rules
4. Collect payment or deposit based on your policy
5. Send a final reminder that confirms arrival time and setup needs

Step 22: Prepare Client Forms and Policies Before Your First Booking

You do not need a stack of legal documents to start, but you do need clear terms that protect your time.

You also need clear photo permission language if you plan to use event photos in your marketing.

Keep the paperwork plain and easy to reference during a dispute.

Basic client paperwork includes:

• Booking confirmation with date, time, and location
• Deposit and cancellation policy
• Travel and parking expectations for the client
• Photo permission language when needed
• Simple invoice or receipt template

Step 23: Practice Designs and Time Yourself

Practice a small set of designs until you can paint them without thinking, and time each one.

Your timing affects pricing, line control, and customer happiness.

You need to know what you can do in real time, not in theory.

Add variety only after you have a stable base of designs.

• Time a full face from start to finish
• Practice simple line work and fills
• Test how your paints behave in heat or cold
• Confirm your cleanup routine is fast

Step 24: Stress-Test Your Event Setup Before Your First Booking

Do a full setup rehearsal at home before your first booking.

Pack the kit, set up your table, run your hygiene plan, and break everything down again.

A rehearsal catches missing pieces before a client ever sees you.

• Pack by kit: painting, hygiene, station, admin
• Check your lighting and visibility
• Confirm your supplies stay organized on the table
• Practice a fast cleanup process
• Test your transport plan from car to station

Step 25: Decide If You Need Help on Event Days

Many face painters start alone, and help becomes useful when events are large, lines are long, or setup is complex.

If you plan to hire in your first months, confirm employer requirements first.

Your state may require employer accounts and coverage tied to employees.

Questions to answer before you add a helper:

• Will a helper manage the line and payments?
• Will a helper handle setup and breakdown?
• Will a helper paint, or only support?

Step 26: Complete the Pre-Opening Checklist for a Face Painting Business

Use this checklist as a final scan before you accept real bookings.

If an item is not ready, fix it first instead of forcing a rushed opening.

Legal and Setup

• Business registration steps completed as needed for your structure
• Tax and employer accounts confirmed based on what you sell and whether you hire
• Local license and zoning questions answered for your work model
• Vendor permits confirmed for public events when applicable

Finances

• Break-even numbers calculated with your own costs
• Operating capital set aside for slow months
• Funding path settled and any lender or investor documents gathered

Kit and Station

• Core painting kit complete and packed by category
• Hygiene workflow ready and repeatable
• Station setup practiced and timed
• Outdoor gear ready if you accept outdoor bookings

Paperwork

• Banking set up and separated from personal funds
• Payment method tested before the first event
• Booking confirmation template ready to send
• Deposit and cancellation terms written and clear

Brand and Visibility

• Name, domain, and social handles secured
• Photos ready with proper permission
• Contact method works on mobile devices
• Service area and travel rules stated clearly

Test Run

• Small practice event completed with real setup and cleanup
• Timing data collected for your most common designs
• Supply gaps identified and fixed

Business Plan

Draft your business plan as you complete the earlier steps, then finish it once your costs, funding, pricing, and break-even inputs are in place.

A face painting business plan pulls together your model, costs, funding, pricing, and pre-opening checks.

The Small Business Administration describes two common formats: a traditional plan with detailed sections and a lean startup plan that summarizes key points.

Lenders and investors commonly request the traditional format, and some ask for more detail than a lean plan holds.

Use the Small Business Administration’s guidance as a starting point: Write Your Business Plan.

For a walkthrough, read How to Write a Business Plan.

Pull these pieces from your earlier steps:

• Your business model, service list, and service area (Steps 1 and 2)
• Likely buyers and your local demand notes (Steps 3 and 4)
• Startup cost categories, separating one-time costs from repeating costs (Steps 8 and 11)
• Your pricing method and a break-even calculation showing the bookings you need each month (Steps 9 and 10)
• A slow-month check showing how long your operating capital lasts (Step 11)
• Your funding path and the documents each lender or investor requires (Step 12)
• Legal setup, banking, licenses, and insurance decisions (Steps 13 through 17)

Opening-Day Red Flags

Several gaps can cause problems on your first event day, so fix them before you accept a paid booking.

Warning signs before you accept bookings:

• You have not confirmed local licensing or vendor rules for how you will operate
• Your kit is missing basic hygiene and cleanup items
• You cannot explain your pricing method in one short sentence
• You rely on a single supplier with slow shipping and no backup option
• You have not practiced timing and still plan to price by the hour

Frequently Asked Questions

Can I run a face painting business part-time while I keep my job?

Yes, many owners work weekend events. Most parties, fairs, and festivals fall on weekends.

Fast replies matter, since clients often contact several painters at once, so plan time to answer inquiries around your job.

Do I need art training or a certification to start?

Usually not. Owner accounts show painters starting through practice at family events or by joining an experienced painter’s booth.

Verify local license rules separately from skill, and ask your insurer whether it wants proof of training.

Is a face paint labeled non-toxic safe to use on faces?

Not necessarily. A non-toxic label does not show that every color is approved for use in cosmetics.

Choose paints sold as cosmetics, then check each ingredient list against the Food and Drug Administration’s color additive summary.

Should I paint a guest who has a cut or a runny nose?

Many painters decline to paint over open cuts or a visibly runny nose, and some offer a hand or arm instead.

Write your rule into your booking terms, and ask your insurer whether it has requirements.

Does children’s privacy law apply to my face painting website?

Usually not when parents, rather than children, use your booking form.

The Children’s Online Privacy Protection Act (COPPA) covers information collected online from children under 13, including photos of them.

COPPA does not cover information adults submit about children.

If your site includes games or features aimed at kids, review the current rule: COPPA Compliance FAQs.

Interviews With Face Painters

These interviews and profiles show how face painters got started and what the business involves day to day.

Ebony Anderson of Ebony Child

WRAL profiles Ebony Anderson, a Raleigh face painter who tried face painting at her daughter’s birthday party and later built Ebony Child.

Read it to see how one owner grew from a family party into a business with staff and a mix of party services.

Read the Interview

MJ Matthews of Sister Act Face Painting

A University of Kansas student profile follows MJ Matthews, who runs Sister Act Face Painting, through her company’s busiest holiday.

Read it to hear what stacked events, long lines, and running a small team involve.

Read the Interview

Krislyn Sargeant of Candy Clowns

The Tribune, a Bahamas newspaper, interviews Krislyn Sargeant, who runs Candy Clowns, about how she started and what a typical party looks like.

Read it for her advice to anyone considering the business and her approach to paints and brush cleaning.

Read the Interview

Clare of Cosmic Face Painting

A face paint supplier’s blog interviews Clare, a UK painter who added face painting to a party business and teaches beginner workshops.

Read it for how she expanded into body painting, plus the paint brands she relies on.

Read the Interview

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Sources:

• CDC: Hand Sanitizer Guidance
• FDA: Cosmetics Market Basics, Color Additives Fact, Novelty Makeup
• FTC: Advertising Basics, COPPA Compliance FAQs
• IRS: Get an EIN
• SBA: Register Your Business, Licenses and Permits, Open Bank Account, Hire and Manage, Business Plan, Startup Costs, Fund Your Business
• USA.gov: State Directory
• Insurance Information Institute: Small Business Insurance